kmdc loan Subsidy Scheme for Purchase of Autorickshaw . Goods Vehicle Taxi kmdc , sws loan kmdc 2023,
Sudsidy Scheme for Purchase of Autorickshaw / Goods Vehicle, Taxi:
1) Subsidy Scheme for Purchase of Autorickshaw / Goods Vehicle, Taxi:
Guidelines:
1. This project will be implemented by the corporation in collaboration with nationalized / Scheduled banks.
2.Beneficiaries who have been granted / obtained loans from banks to buy an autorickshaw / goods vehicle / taxi, 33% of the value of the vehicle will be given as subsidy or maximum Rs. 2.50 lakhs whichever is less.
3. Women will be given priority.
4. The vehicle purchased under this scheme should not be availed by other beneficiaries during the loan period
5. Beneficiary should submit information to the District Office along with the details of the annual income from this vehicle, payment of tax immediately after purchase and payment of insurance.
6. If any insurance payment is claimed, the insurance purchase details should b given to the corporation.
7. The vehicle subsidised through KMDC shall be displayed as "Sponsored by KMDC".
8. The District Manger should certify the beneficiary together with the vehicle image in the file for approval.
Qualification:
- Application must belong to State Religious Minority Community.
- The applicant must be a permanent resident of the state.
- the age limit of the applicant is from 18 and should not exceed 55 years.
- Family income from all source should be within Rs. 4,50 lakh. pre annum.
- No member of the applicant's family shall be an employee of the state / Center / PUS Government.
- Applicant must have the relevant driving license issued by RTO.
- Applicant and his family member should have not availed any loan for vehicle under any scheme of the state Government.
- The application shall not be a loan placement defaulter in KMDC
DOCUMENTS OF BE SUBMITTED
- Online application
- Beneficiary's latest 2 passport photos
- Cast and income certificate
- Copy of Adhara card
- Driving License Copy
- An Affidavit from the District Manger towards non-av aliment of loan facility under any scheme of the state government for the purchase of vehicle by the beneficiary and family member
- An affidavit towards non-transfer of the vehicle obtained under this scheme.
Selection Panel :
- Concerned District Collector- president
- Chief Executive Officer of the District Panchayat MLA
- Lead Bank Manger of the concerned District - Members
- Concerned District Regional Transport Officer
- District Officer of the affiliated District department of Minority welfare - Member
- District Manager KMDC in the concerned district - Member Secretary
2) Self - Employment Scheme
Under this scheme, loans and subsidy will be provided to the minority communities with the help of nationalized / Scheduled banks to start or develop a business, small scale industry, service sector and ago-based activities. 33% of the units cost or maximum of Rs. 1.00 Lakh will be given.
Eligibility:
(A) Application must belongs to the State Religious Minority Community.
(B) The applicant must be a permanent resident of the state.
(C) The age limit of the applicant is between 18 to 55 years.
(D) Family annual income from all sources should beRs.81,000 /- in rural area and Rs. 1,03,000 in urban area.
(E) No member of the applicant's family shall be an employee of the state / Central / PSU Government.
Documents:
1. Online application
2. Beneficiary's latest 2 passport size photos
3. Cast and income certificate
4. Aadhar card copy
5. Project report
6. Ration card
7.Voter ID
8 .etc
Selection panel:
1. MLA of the respective constituency - Chairman
2. Member of the Legislative Council who is Permanent Residence in that Taluk - Co-Chairman
3. Concerned Taluk Tahsildars - Member
4. Executive officer of Taluk Panchayat - member
5. The Dist Lead Bank Manger - Member
6. District Joints Directors, Commerce and industry - Member
7. District Deputy Director, Women and Child Welfare Department - Member
8. District Manger, Karnataka Minority Development Corporation - Member Secretary
3) Shramashakthi Scheme:
Under this scheme, minority community entrepreneurs will be trained to develop their artistic and technical skills and to continue the same business or start small business or to improve their business, KMDC is giving them a loan of Rs. 50,000/- with low rate of interest. If the beneficiary repays 50% of the loan within 36 months the remaining 50% would be considered a back - end subsidy. If the beneficiary fails to repays the loan within 36 months, 50% of the backend subsidy will be considered a loan,
Eligibility:
(A) Application must belongs to the State Religious Minority Community.
(B) The applicant must be a permanent resident of the state.
(C) The age limit of the applicant is between 18 to 55 years.
(D) Family annual income from all sources should beRs.81,000 /- in rural area and Rs. 1,03,000 in urban area.
(E) No member of the applicant's family shall be an employee of the state / Central / PSU Government.
(F) The applicant should not have availed any loan from KMDC.
Documents to be submitted
1. Online application
2. Beneficiary's latest 2 passport size photos
3. Cast and income certificate
4. Ration card / Voter card /Adhar card
5. Project report of the business
Selection panel:
1.Concerned MLA of the respective constituency - Chairman
2. Member of the Legislative Council who is Permanent Residence in that Taluk - Co-Chairman
3. Concerned Taluk Tahsildars - Member
4. Executive officer of Taluk Panchayat - member
5. The Dist Lead Bank Manger - Member
6. District Joints Directors, Commerce and industry - Member
7. District Deputy Director, Women and Child Welfare Department - Member
8. District Manger, Karnataka Minority Development Corporation - Member Secretary
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